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Decision Score Person

Decision Score Person tells you which customers having high and low risk of default within 12 months.
The model contains integrated policy codes. These are elements that will be of importance for the giving of credit that go beyond the statistical probability.

 

Decision Score 1 - High risk
A person in zone 1 has statistically a 61.2 % chance of default within 12 months.

Decision Score 2 - Moderate risk
A person in zone 2 has statistically, a 17.9 % chance of default within 12 months.

Decision Score 3 - Low risk
A person in zone 3 has statistically a 11.7 % chance of default within 12 months.

Decision Score 4 - Low risk
A person in zone 4 has statistically a 6.3 % chance of default within 12 months.

Decision Score 5 - Low risk
A person in zone 5 has statistically a 1.5 % chance of default within 12 months.